Our latest awards

  • Finder Awards 2023
  • RateCity Gold Award 2023
  • RateCity Gold Award 2022
  • RateCity Gold Award 2021

Our loans are funded by

  • Westpac
  • CBA
  • NAB

Benefits of a loan from Harmoney

We’re here to help - from the big things to the little things. To help you make a start, or start over.

Loan amount$2,000 - $70,000
Unsecured interest ratefrom 5.76% 3
Unsecured comparison ratefrom 6.55% 3
Early repayment fee$0
Loan terms3, 5 or 7 years 1
Rate typeFixed
Average turnaroundLess than 24 hours
Establishment fee$275 - $575 4
Repayment frequencyWeekly, fortnightly, or monthly
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More about our rates and fees

How customers rate us

4.8 out of 5 stars - based on 19,821 reviews

What our customers say

Very fast and efficient Today by Scarlet
Fast and easy. Last Week by Julie C.
Quick approval as always Last Week by Adam R.
easy and friendly fast Last Week by Mahabubul A.
Fantastic service, fast and easy. I love dealing with these guys! Last Week by JoAnna A.
Quick and easy approval Two Weeks Ago by Chloe K.
Fast and reliable online transaction. Two Weeks Ago by Fatima
FAST AND HAVE A GREAT REPUTATION Three Weeks Ago by JOHN S.
FAST AND RELIABLE Three Weeks Ago by JOHN S.
Fast review, and good rate Three Weeks Ago by Daniel P.
Fast easy method of application. Four Weeks Ago by Adam W.
Nice fast and easy Four Weeks Ago by Troy T.
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We’re real people, and we’re here to help

Give us a call on 1300 042 766 and one of any of our 30+ specialists can help!

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