Investor

We've been recognised a second time as one of the Most Innovative Companies in Australia by the Australian Financial Review (AFR) appearing in the Top 10 for the prestigious 2023 AFR BOSS Most Innovative Companies Awards in the banking, super & financial firms category.

Paul is a highly seasoned executive following 40 years experience in financial services, encompassing a broad portfolio of Directorships. Paul currently sits on the Board of ASX-listed AUB Holdings, as well as payments company Sezzle Inc. He is also a Director of Australian neo-bank, 86 400 Holdings, and NESS Super.

David is a highly experienced public company CEO specialising in consumer and commercial finance in Australia and New Zealand. Before commencing with Harmoney as CEO in 2019, David had most recently led a start-up consumer finance company, to ultimately securing a major equity stake in the business by a large Australian Bank in 2018.

Neil founded Harmoney, led the business as chief executive officer over six years driving the capital path, and building culture systems and processes that are intrinsic to Harmoney’s success. Prior to that Neil was Head of Sales and Business Development at FlexiGroup, leading a team of 80 with annual sales of $200 million driving a $30 million profit.

Monique joins Harmoney with over 20 years of experience in strategy, communications, marketing and sales, across financial institutions and a range of sectors. She has a diverse governance experience with extensive shareholder engagement. She is currently the Deputy Chair of New Zealand Home Loans (“NZHL”), and the Chair of NZHL’s People and Culture Committee.

John has over 40 years of experience in the technology space across several overseas or multinational information technology companies. He has held key leadership roles, including the position of Chief Executive Officer (Asia Pacific) of MI Services Group, an international management consulting organisation for information systems company.

Annual Report
23 August 2024
Annual Report Results (presentation)
Annual Report (recording)

Half Year Results
23 February 2024Half Year ReportHalf Year Results (presentation)Half Year Results (recording)Half Year Results (announcement)

Annual Meeting of Shareholders
15 November 2023
Results of Annual Meeting
Annual Meeting (presentation)
Notice of Annual Meeting

Annual Report
25 August 2023
Annual Report
Results (presentation)
Annual Report (recording)

Half Year Results
28 February 2023Half Year ReportHalf Year Results (presentation)Half Year Results (recording)Half Year Results (announcement)

Annual Meeting of Shareholders
16 November 2022
Results of Annual Meeting
Annual Meeting (presentation)
Notice of Annual Meeting

Annual Report
31 August 2022
Annual Report
Notice of Annual Report
Results (presentation)

Half Year Results
28 February 2022
Half Year Report
Half Year Results (presentation)
Half Year Results (recording)

Annual Meeting of Shareholders
29 November 2021
Results of Annual Meeting
Annual Meeting (presentation)
Notice of Annual Meeting

Annual Report
31 August 2021
Annual Report
Notice of Annual Report
Results (presentation)

Half Year Results
24 February 2021
Half Year Report
Half Year Results (presentation)

Annual Report
23 November 2020
Annual Report

1 February 2024
Positive Cash NPAT and Book Growth Continue

19 December 2023
Refinancing and upsize of corporate debt facility

2 November 2023Harmoney remains on track to deliver FY24 outlook

17 October 2023Harmoney completes the closure of its legacy P2P platform

25 August 2023
Harmoney delivers another year of profitable growth

17 August 2023
HMY prices inaugural NZ$200m ABS transaction

1 August 2023
FY23 Preliminary Results & new funding warehouse

27 April 2023
Q3FY23 Trading Update

31 January 20231H23 Cash NPAT of $2.3M Australian Loan Book surpasses New Zealand

18 October 2022
1Q23 Trading Update

31 August 2022Harmoney delivers cash NPAT profitability for FY22

19 July 2022
Harmoney delivers FY22 Cash NPAT Profitability and Exceeds Loan Book Guidance

28 June 2022
HMY secures additional NZ$215M Facility to support growth

27 April 2022
Q3FY22 Trading Update

26 April 2022
Watch David Stevens, CEO & Managing Director, Harmoney presenting at ConsumerOpps 2022

28 February 2022
Harmoney increases FY22 Guidance Off The Back Of Strong Interim Results

8 February 2022
Harmoney Now Funded by 3 of the 4 Big Banks

19 January 2022Harmoney achieves cash NPAT profitability in 1HFY22

29 December 2021
Harmoney Signs AU$20m Corporate Debt Facility

30 November 2021Investor Day Presentation 2021 Recording

24 November 2021
Investor Day Presentation 2021

27 August 2021Settlement with New Zealand Commerce Commission

14 October 2021Harmoney Delivers Record September Quarter ~$60M in New Originations up 389% on PCP

25 October 2021Harmoney Prices $105M Inaugural ABS Transaction

19 March 2021
Harmoney at the ASX small and mid-cap conference

24 February 2021
Harmoney announces 1H FY21 results

15 February 2021
Paul Lahiff appointed to the Board as Non-Executive Director

20 January 2021
Harmoney exceeds loan origination prospectus forecasts with 47% growth in Q2 FY21 on Q1 FY21

22 December 2020
Harmoney secures up to NZ$200 million in debt funding from M&G Investments

19 November 2020
Harmoney lists on ASX and NXZ after successful A$92.5m IPO - A$353m market captilisation

13 February 2020
Harmoney announces change to the platform; focuses on innovation in service to borrowers

30 December 2019
Harmoney 2019 - in review


Press Release Archive

4 August 2023
Long Term Incentive Plan Rules

30 June 2023
Corporate Governance Statement

11 May 2021
Trading Policy

15 June 2023
Nomination & Remuneration Committee Charter

23 November 2020
Harmoney Prospectus

30 October 2020
Board Charter

30 October 2020
Diversity Policy

30 October 2020
Code of Conduct

30 October 2020
Whistleblower Policy

30 October 2020
Disclosure & Communication Policy

30 October 2020
Disclosure & Materiality Guidelines

30 October 2020
Audit & Risk Commmittee Charter

30 October 2020
Anti-Bribery & Corruption Policy

20 February 2024MST Access Update: The Sweet Sound of Operational Leverage Relatie

12 October 2023MST Access Update: Relative Value Opportunity

30 August 2023MST Access Update: Scalability driving profitability

23 August 2023Harmoney spots opening to print debut public securitisation

10 March 2022MST Access Update: Rapid Growth Ahead for HMY

21 January 2022
MST Access Report

29 October 2021
MST Access Report

How smart bidding helped Australasia's Harmoney find and convert its best customers

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How Harmoney found a smarter way to surface lifetime value using machine learning

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Digital Marketing Maturity Australia & New Zealand: Results teaser presentation from Harmoney

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Learn how Harmoney used LinkedIn to increase loan originations

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