Personal loans
Personal loans to start almost anything.
Personalised rates from 5.76%¹
(comparison rate 6.55%)²
Finalist in the ‘Best Lending Innovation’ category in the Finder 2024 Innovation Awards.
Welcome to Harmoney
We're glad you're here! Finder and Harmoney are both dedicated to helping you get the personal loan best suited to your needs.
PERSONALISED RATES
Interest rates are based on your individual credit assessment, not one-size-fits-all.
GET YOUR MONEY FAST
Most people receive their money within 24 hours of accepting their loan terms.
100% ONLINE – 24/7
No queues and no need for any awkward face-to-face meetings.
Simple, 100% online
1. Get to know you
Tell us about your loan, then provide us with some details about yourself and your finances.
2. Get your loan offer
We provide your detailed loan terms with your interest rate, borrowing limit and repayments.
3. Get your money
Accept your loan terms and provide some final details. Most people get their money within 24 hours.
What we offer
$2K - $70K
Loan limits
3, 5 or 7 years
Loan terms
$275 or $575
Establishment fee
$0
Early repayment fee
- You can get a 3, 5 or 7 year loan term¹
- Fixed rates from 5.76%² (comparison rate 6.55%³)
- Your rate is fixed for the life of the loan
- Establishment fee of $275 for loans under $5,000 ⁴
- Establishment fee of $575 for loans $5,000and over ⁴
- No monthly account keeping or early repayment fees
- You can repay weekly, fortnightly or monthly
What our customers say
Get started with Harmoney today
Thousands of clever Aussies are switching to Harmoney to achieve their dreams.
We're real people and here if you need us
If you need help, just give us a call on 1300 042 766 or jump on to online chat and one of our more than 30 specialists will be there to lend a hand.
